Ravi Mehta

Ravi Mehta WebRavi Mehta, Director of Professional Financial Solutions Limited (PFSL) described the market for mortgage finance as ‘challenging,’ and that many of his company’s clients have benefited by expert guidance and professional advice.

Mr Mehta said that his company provides services covering the financial needs of most people in the property market.

“We get loans approved, negotiating the best possible price, structure or re-structure loans in the most tax-efficient and interest-efficient manner.  We suggest appropriate insurance cover to protect the assets of our clients, including their income-earning capacity,” he said.

Mr Mehta said that increasing number of sales through auctions is another restraint, since potential buyers cannot make conditional offers.

As well as being an authorised Financial Adviser with decades of experience in the field, he is proud of his team at PFSL.

Bright prospects

He believes that the financial services sector is poised for better times, with economic recovery here and abroad. Stating that New Zealand was among underinsured markets, he said that the potential was high to increase the value of premium written and the number of customers serviced.

“The market has always been competitive, with high quality mortgage and insurance advisers and more have joined the sector in recent months. Mortgage brokers account for a third of the mortgages, the balance written by banks directly. There is therefore significant opportunity for us to increase the market share,” he said.

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